You can join a separate Medicare drug plan to get Medicare
drug coverage (Part D).
You can use any doctor or hospital that takes Medicare, anywhere in the U.S..
To help pay your out-of-pocket costs in Original Medicare (like your 20% coinsurance), you can also buy supplemental coverage, like Medicare Supplement Insurance (Medigap), or have coverage from a former employer or union, or Medicaid.
Extra insurance you can buy from a private company that
helps pay your share of costs in Original Medicare.
Policies are standardized, and in most states named by letters, like Plan G or Plan K.
The benefits in each lettered plan are the same, no matter which insurance company sells it.
Helps cover inpatient care in hospitals, skilled nursing facility care, hospice care, and home health care.
Helps cover services from doctors and other health care providers, outpatient care, home health care, durable medical equipment and many preventive services.
Helps cover the cost of prescription drugs and vaccines. You join a Medicare drug plan in addition to Original Medicare, or you get it by joining a Medicare Advantage Plan with drug coverage.
Extra insurance you can buy from a private company that helps pay your share of costs in Original Medicare. The benefits in each lettered plan (e.g Plan G or Plan K) are the same, no matter which insurance company sells it.